Everyone can use money help these days. Why not let your smartphone lift some of the burden of financial planning off your shoulders? There are a wide variety of apps out there that can help you with all kinds of finance issues, from simple tasks like calculating a tip to more cumbersome projects like helping you compare home loans and managing your expenditures. Whether your smartphone’s operating system runs off Android or iOS, you can find an app that will assist you.
Here are 6 that have gotten high marks:
Debt Dog—This is a credit card debt app for iPhone that purports to show you the true cost of buying something on your credit card. In other words, it adds up the interest you’re going to pay on an item over a certain amount of time. This is a great way to manage purchases during the holiday season. More than anything, this app is just a good reminder of the perils of credit card debt.
Expenditure—This app is an expense tracker that organizes all of your financial transactions in a way that allows you to visualize how much of the money you earn gets spent on bills and other purchases. The ‘expenditures’ get broken down into categories, such as recurring transactions, and allows you to attach notes and photos. It’s kind of like a digital checkbook.
Toshl—Toshl is another expense tracking app for iPhone with the added feature of being cloud-friendly, meaning it allows you to synchronize expense reports with your home computer. Toshl also allows you to customize your categories, create graphs and charts, and export your data into spreadsheets. The basic app is free, which is amazing for a mobile cloud computing financial tool.
GasBuddy —This app geo-locates you within a range of available gas stations and breaks down the prices of each one. It provides you with the relevant distances and addresses and keeps the information in a trustworthy database.
ShopSavvy—This app scans barcodes and then compares the item’s price to other similar items so you know whether or not you kind find a better deal somewhere else. Good for the holiday season shopping spree.
Tiptap—Let your Android device calculate your gratuity for you with an app that includes a custom keypad, tax splitting features, and animations. Tiptap also has a customizable setup and can deal with a variety of regional currencies.
Obviously a financial app alone is not going to bail you out of financial hardship, but it’s good to be thinking about the totality of your expenditures when you’re on the go with your credit card and checking account in hand.