About Jennifer Scheffel

Jennifer Scheffel blogs about saving money, living frugally and how best to save with coupons. Jennifer's goal in life is to pursue all things, even ordinary chores, with passion and purpose. Her interests include education, classical piano, running, cooking for friends, hosting parties and homemaking. You can visit her blog on the best grocery coupon websites or follower her on Twitter and Facebook.
Author Archive | Jennifer Scheffel

Home Maintenance Tips that Save Money

When quality declines and prices rise, home maintenance tips become very valuable. Easy household maintenance tips can save you lots of money on costly repairs and replacements. Maintaining your possessions is an important part of saving money, but it’s also important as quality products become harder to find. Here are just a few of my [...]

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How to Get Fit and Healthy on a Budget

It’s a new year. How to get healthy on a budget is on everyone’s mind. Before you join a fancy gym or go for an expensive fad diet, get a little inspiration for your fitness goals for free! The cool month of January is the hottest time of the year for gym owners and retailers [...]

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Envelope Budgeting

Overview of the Dave Ramsey Envelope System

Ever heard of the Dave Ramsey envelope system? The cash envelope system wasn’t actually invented by Dave Ramsey; it’s been around for ages. Long before Ramsey made the cash envelope system a household word … long before I even knew the name Dave Ramsey, I was using the envelope system to budget. My mother used [...]

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Emotional Spending: Save Your Money!

Keeping up with the Jones is no way to live debt free! Save your money and beat emotional spending … now what is “emotional spending” once again?! Occasionally, comments to articles I post really strike me as profound. Recently, I wrote an article about saving money with coupons and a reader wrote in that “Some [...]

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Creating a Budget and Sticking to It!

If only reality checks were the same as cashier’s checks, we’d all be rich! Well, creating a budget can be quite a reality check. This is one reality check you can actually cash in on! Most people create a budget so that they can either get out of debt or save more money. The truth [...]

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Cut Holiday Expenses: 5 Money Saving Tips

Cut holiday expenses by changing five spending habits, and you’ll be “ho ho so happy” you did. A little background: I was standing in a discount store check-out line this week behind a woman with a shopping cart full, really full, of toys. While she was checking out, her teenage daughter said, “Mom, I think [...]

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New Year

New Year’s Resolutions: Save More Money, Create a Budget and Get Organized

Many of us make New Year’s resolutions to save more money, create a family budget, get organized, etc. How many of us keep our New Year’s resolutions? Richard Wiseman, a psychologist at the University of Hertfordshire, says that only about 25% of us keep our New Years resolutions! No matter if you decide to save [...]

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Saving Money with Coupons

Saving Money with Coupons

If saving money with coupons is so easy, why doesn’t everyone do it? Beats me! Because the truth is, it’s really easy, and it’s free to save money using coupons. Gone are the days of having to purchase Sunday or Wednesday newspapers to get grocery coupons. Grocery coupons are available for free from many different [...]

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The $50 Christmas Budget

The $50 Christmas Budget

The $50 Christmas budget is a true story … AND it’s a love story. Every husband (and wife) who has ever said, “Just make me a Christmas list, and let me buy what’s on it” needs to read this. It’s a fact that most people spend hundreds (even thousands) on Christmas gifts. Most of us [...]

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Homemade Christmas Gifts

Save Money by Making Homemade Christmas Gifts

Save money by making homemade Christmas gifts. If you’ve ever read the ever-popular book, “The 5 Love Languages” you know that gift giving is one of the major ways that people say “I love you” to one another. You don’t have to be rich to be a great gift giver. But for those of us [...]

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Saving for Christmas

Saving for Christmas Means a Debt Free Christmas

Saving for Christmas means you’ll have a debt free Christmas. You can do it with the 10-Week Christmas Savings Plan! So you want to save money for Christmas. You could go to the bank for help. Many banks have offered “Christmas Savings Plans”. Well, this is similar, but you act as the bank. The average [...]

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What is Investing

What is Investing? And How to Get Started After the Age of 30, 40 or 50…

What is investing? And, and how do you start at 30, 40 and 50? When my mother found herself at the age of 50 with medical bills and debt in the tens of thousands, she knew she had to make radical changes. At the age of 50 she had never asked herself the question, “What [...]

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