Have you refinanced your mortgage yet? If not, what are you waiting for? Rates are the lowest in history and a lot of the issues in the mortgage industry seem to be gradually straightening themselves out. Forget the bad news on the financial pages, and see now for what it is: a unique window of [...]
About Kevin
With backgrounds in both accounting and the mortgage industry, Kevin Mercadante is professional personal finance blogger, and the owner of OutOfYourRut.com, a website about careers, business ideas, money and more. A committed Christian, he lives in Atlanta with his wife and two teenage kids.
How Safe is Co-signing a Loan?
July 2, 2012 By 1 Comment
Most people who don’t work in the lending industry have something of a benign view of co-signing a loan. There’s a tendency to think that we’re doing something nice to help a family member or a friend get a loan to buy a home or a car or something they truly need. It’s an act [...]
Investment Management Fees – Are You Getting What You Pay For?
June 18, 2012 By 1 Comment
Managed investment accounts are becoming more popular all the time. People are busy with their careers, busy with life and not always either knowledgeable or up-to-date on what’s happening on the investment front. Paying someone to manage your investments therefore can make a lot of sense. But there’s a fee to be paid for such [...]
Why I Love Redbox for Movie Rentals
May 21, 2012 By 2 Comments
I’m not a Netfix guy—there’s something inherently comforting about doing business with a vendor that has a physical presence in my neighborhood—but that’s just me. So when my kids told me about a movie service called “Redbox” I was immediately interested. The Blockbuster store we’d been going to for years had, like so many outlets [...]
10 Ways to Save Money on Gasoline this Summer
May 2, 2012 By 4 Comments
Summer is just a few weeks away, and you know what that means–higher temperatures, school is out, backyard barbecues, lazy afternoons at the pool–and higher gasoline prices! It’s no secret that summer brings more weekend trips and vacations to distant locations and making it the traditional peak season for driving. Gas prices rise as summer [...]
