I’m not a Netfix guy—there’s something inherently comforting about doing business with a vendor that has a physical presence in my neighborhood—but that’s just me. So when my kids told me about a movie service called “Redbox” I was immediately interested. The Blockbuster store we’d been going to for years had, like so many outlets [...]
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Two Things that Led to Our Financial Success
As many of you know, my family has pretty much lived off my teacher’s salary since Tracy had our oldest daughter, Ava, almost 8 years ago. Despite living off one teacher’s salary for a number of years (Tracy just went back to work this past fall teaching my youngest daughter’s, Ella, 4 year-old pre-school class), [...]
How to Be Prepared for an Insurance Claim
In a recent post I discussed the impacts of filing a claim on your insurance costs and I said I would also be sharing how to prepare for an insurance claim before it happens. I hope you would agree it’s always best to be prepared before something happens! So what are some tips to help [...]
Understanding the Impacts of Filing a Claim on Your Insurance Costs and Other Claim Tips
It is amazing to me what options you have when working with your insurance and how personalizable your insurance can truly be if you just take the time to learn your options and ask questions. The hints and suggestions I’ve provided below are applicable to both home and auto insurance. Get an Estimate Begin by [...]
10 Ways to Save Money on Gasoline this Summer
Summer is just a few weeks away, and you know what that means–higher temperatures, school is out, backyard barbecues, lazy afternoons at the pool–and higher gasoline prices! It’s no secret that summer brings more weekend trips and vacations to distant locations and making it the traditional peak season for driving. Gas prices rise as summer [...]
How to Save Money on Your Utility Bill
Utility costs are skyrocketing in many areas of the country. Personally for my family, we have experienced increased costs since the recent state enforced caps were removed. There was even talk of allowing the companies further increases particularly targeted at small businesses in Ohio. Thankfully, that did not continue with the public outcry. So what [...]
Money Saving Ideas for Spring in the Home, Landscaping and Kitchen
Ideas for saving money sometimes come too late. Let’s make sure that’s not the case this spring! This year, I’ve made some interesting discoveries when it comes to my annual ritual of renewing my home. As with most learning experiences, my new found education comes from making a few mistakes. I’m sharing my blunders with [...]
Why the Lottery is a Double Edged Sword
I am not a big fan of playing the lottery – I feel like it is rolling down your car window and throwing money out of it – but I do have to admit that I did buy a few tickets for the recent Mega Millions drawing (since I am writing this from my modest [...]
Hosting a Party – Save Time and Money
Planning a party can be great fun—but it can also be a huge expense! Many people have the wonderful idea for planning a party, but then quickly realize as they get into the planning that this can be a bit overwhelming. Between all of the things that you have to get, all the stops you [...]
Natural Foods Cost More: Are They Worth It?
Thinking natural foods are a good choice for your family? If you keep up with food news you’ve probably heard about “pink slime”. Pink slime is a disgusting ammonia treated beef by product concoction that’s made its way into 70 percent of supermarket hamburger meat over the past several years. Whether you’ve eaten at restaurants [...]
Gas Reward Cards and a Few Other Ways to Cut the Cost of Gas
At the time of this post gas prices have risen to an average of $3.84 per gallon and appear to be continuing to rise as summer approaches. Ouch! I know we’ve had to make some changes with our personal budget because of these prices. It’s increased this expense over $100 per month for us! So, [...]
Money Saving Tips for Gardening
Spring is in the air, so it is time to dig out the garden spade. Gardening to begin with is a great way to save money as you invest in the seeds, and they provide a multiplied return to you in their bountiful harvest. However, there are some tips we can use to save money [...]
25 Ways to Save Money on Your Cell Phone Bill
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