Cyber Monday opens the possibility to get some of the great deals you didn’t find in the stores on Black Friday. Keep in mind many retailers will start posting details as early as midnight on Thanksgiving Day and continue to run them through the Monday after. That’s a lot of time to find some great deals online!
Not to be a downer, but you also need keep in mind Cyber Monday can open up consumers to attacks from scammers and hackers. It’s important to be aware of such threats and be prepared to avoid them.
I’ve searched the internet for some of the best Cyber Monday shopping and internet safety tips to help you get the best deals and be safe online!
- Research online before you make a purchase. Google has improved its product search feature so you can find prices, ratings, etc.
- Watch for free shipping to help you save money. There are plenty of competitors out there that will try to outdo each other with free shipping.
- Understand the return policies before you buy, especially since you’re buying online.
- Sign up for retailer newsletters to get informed about their deals.
- Follow retailers on Twitter and Facebook to follow their announcements about special offers and deals.
- Head over to coupon websites like RetailMeNot.com to find online coupons for products you’re planning to purchase.
- Keep documentation of your orders by saving the confirmati
on page and requesting an email for your receipt.
- Check the internet at intervals during the day. You may find different deals at different parts of the day. Check your cell phone for apps that might help you check deals.
- Purchase with a credit card not a debit card. This way you can easily dispute any false charges without affecting your checking account.
- Shop on Portals. There are lots of great deals on portals like Amazon.com and many of them have free shipping.
- Get on the internet early! Some sites will offer door buster-style deals that will last only for a few hours online. Many other retailers will post specials on their sites as early as midnight on Thanksgiving Day and continue through Cyber Monday.
- Make sure your computer has the latest spam filters, anti-virus and anti-spyware software and a secure firewall to protect against threats.
- Never make online financial transactions on a public or shared computer.
- Give only enough information to make the purchase – be wary if a merchant asks for additional information like bank account information, social security number, etc.
- Beware of phishing schemes. Pick up the phone and contact the retailer if you receive an email asking you to reveal financial information.
- Make sure the URL says “https” – The “s” stands for secure and means your information will be encrypted.
- Beware of deals that sound too good to be true. Some offers on website or via email may be too good to be true. Use good judgment in making a spending decision.