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	<title>Comments on: Emergency Fund Before Debt Reduction</title>
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	<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/</link>
	<description>Christian Stewardship and Personal Finance Blog</description>
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		<title>By: Build Wealth in Your 20s</title>
		<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/comment-page-1/#comment-100</link>
		<dc:creator>Build Wealth in Your 20s</dc:creator>
		<pubDate>Thu, 30 Jul 2009 16:45:50 +0000</pubDate>
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		<description>[...] Emergency Fund Before Debt Reduction &#124; One Money Design [...]</description>
		<content:encoded><![CDATA[<p>[...] Emergency Fund Before Debt Reduction | One Money Design [...]</p>
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		<title>By: Emergency Funds</title>
		<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/comment-page-1/#comment-95</link>
		<dc:creator>Emergency Funds</dc:creator>
		<pubDate>Wed, 29 Jul 2009 04:44:33 +0000</pubDate>
		<guid isPermaLink="false">http://onemoneydesign.com/blog/?p=1462#comment-95</guid>
		<description>There is a great possibility of unexpected expenses for which you should keep some money as emergency fund. Post is giving great detailed knowledge regarding emergency fund, it will help the people who is having some less idea about it.</description>
		<content:encoded><![CDATA[<p>There is a great possibility of unexpected expenses for which you should keep some money as emergency fund. Post is giving great detailed knowledge regarding emergency fund, it will help the people who is having some less idea about it.</p>
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		<title>By: How to Budget Joint and Individual Accounts</title>
		<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/comment-page-1/#comment-94</link>
		<dc:creator>How to Budget Joint and Individual Accounts</dc:creator>
		<pubDate>Tue, 28 Jul 2009 14:15:51 +0000</pubDate>
		<guid isPermaLink="false">http://onemoneydesign.com/blog/?p=1462#comment-94</guid>
		<description>[...] Emergency Fund Before Debt Reduction &#124; One Money Design [...]</description>
		<content:encoded><![CDATA[<p>[...] Emergency Fund Before Debt Reduction | One Money Design [...]</p>
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		<title>By: Easy Ways to Get an Emergency Fund Started</title>
		<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/comment-page-1/#comment-93</link>
		<dc:creator>Easy Ways to Get an Emergency Fund Started</dc:creator>
		<pubDate>Tue, 28 Jul 2009 13:37:47 +0000</pubDate>
		<guid isPermaLink="false">http://onemoneydesign.com/blog/?p=1462#comment-93</guid>
		<description>[...] Emergency Fund Before Debt Reduction &#124; One Money Design [...]</description>
		<content:encoded><![CDATA[<p>[...] Emergency Fund Before Debt Reduction | One Money Design [...]</p>
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	<item>
		<title>By: Matt Jabs</title>
		<link>http://www.onemoneydesign.com/emergency-fund-before-debt-reduction/comment-page-1/#comment-79</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Sat, 25 Jul 2009 03:38:24 +0000</pubDate>
		<guid isPermaLink="false">http://onemoneydesign.com/blog/?p=1462#comment-79</guid>
		<description>Ahhh... good ole Suze!

Although I do not agree with some of Suze&#039;s finance advice, she did raise a good point in this particular case.  However, I still disagree w/the way she goes about it, and choose instead - as mentioned above - to go with &quot;the percentage approach&quot;.  This ensures I am building my savings continually, while paying MOST of my available funds toward my high interest debt.

I continue to wonder when people lost the inclination to save &lt;strong&gt;at least some&lt;/strong&gt; no matter what.  Even if you can only do $25/month... that is better than $0/month.

To save debate, I fully understand the DR approach of $1,000 in EF, then 100% toward high int debt until gone... I just don&#039;t buy it.  I&#039;d rather always continue to realize at least a portion of my own hard earned money.

Cheers!</description>
		<content:encoded><![CDATA[<p>Ahhh&#8230; good ole Suze!</p>
<p>Although I do not agree with some of Suze&#8217;s finance advice, she did raise a good point in this particular case.  However, I still disagree w/the way she goes about it, and choose instead &#8211; as mentioned above &#8211; to go with &#8220;the percentage approach&#8221;.  This ensures I am building my savings continually, while paying MOST of my available funds toward my high interest debt.</p>
<p>I continue to wonder when people lost the inclination to save <strong>at least some</strong> no matter what.  Even if you can only do $25/month&#8230; that is better than $0/month.</p>
<p>To save debate, I fully understand the DR approach of $1,000 in EF, then 100% toward high int debt until gone&#8230; I just don&#8217;t buy it.  I&#8217;d rather always continue to realize at least a portion of my own hard earned money.</p>
<p>Cheers!</p>
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