Financial Fitness Tips: How Much to Spend on a House, How to Stop Eating Out, Common Ways People Waste Money and More

It’s time for another edition of financial fitness tips to help you get in financial shape!  I’ve been at it again…searching through the personal finance blogosphere to find articles that are practical and encouraging.  I know you’ll find many tips in these articles to help you manage your finances better, including an important piece on how much to spend on a house, ways to stop eating out (and save more money) and a helpful list of the most common ways people waste money, so you can better control your outflow of cash.

Financial Fitness

This Guy is in Financial Shape!

Use Your Emergency Fund When You Quit (Consumerism Commentary) – Quitting a job is a personal decision.  This post explores whether or not it’s okay to use your emergency fund to support yourself while you find a new job.  Personally, I’m not keen on the idea of quitting unless another job is already lined up or the situation is truly unhealthy.

3 Surprising Corporate Credit Card Lessons (Money Smart Life)  – I think I’ve had a corporate credit card for every one of my jobs and never paid attention to any impact on my credit score, the possibility of late payments or if I can earn points.   Fortunately, I’ve never had a late payment problem!  Lot’s of helpful information here if you use a corporate card.

How much should I spend on a house? (Sound Mind Investing) – This is a post to bookmark or save for future reference.  Housing is most people’s biggest expense so you’ll want to get this right or it could be difficult to cover all the other expenses in your budget!

Seeing An Old Folks Home – Re-examining Money (Financial Highway) -Sometimes we need to get a different perspective on things to understand the importance of managing money wisely and being responsible with money decisions.  I loved this post because it really hit home.  I think we all feel a certain level of invincibility in our 20′s and then life starts to get more serious with marriage, kids…

The Real Deal of “Deal of the Day” Websites (Steadfast Finances) – This post will give you an inside look at the deal of the day websites.  Overall, they are legitimate ways to save some money.  You just have to be careful that you don’t buy them because they’re a good deal.  Make sure the product or service is something that fits within your budget!

Debt Pep Talk (Debt Free Squad) – Need a good pep talk about getting out of debt?  The Deft Free Squad coach provides a short video to help you stay motivated and make a difference today by beating what can be your toughest financial enemy: debt.

7 Ways to Stop Eating Out (Money Ning) – If you need to make cuts in your budget, eating out is one of the first things to consider.  I agree that planning ahead definitely helps you save money and eating at home is always cheaper and more healthy.  Ugh!  We just had Whataburger this week!

How a Stay–At–Home Mom Went From Struggling to Pay the Bills to Making an Extra $3,000 Per Month (Passive Panda) – If you have an interest in entrepreneurship and are willing to put forth some extra work, this story will interest you.  This stay at home mom left her corporate job to freelance at home.  A motivating read!

Are 401k Plans Too Risky For Retirement? (Gen X Finance) -This is a lengthy and thorough piece on 401k’s that challenges the media and common grumblings about this common and popular investment tool.  The real risks:  not saving enough and making poor investment decisions.

8 Surprising Ways People Waste their Money (Free Money Wisdom) – This is a good checklist of items to review that may help you consider whether or not you’re wasting too much money each month.  Common things include unused memberships, bad habits and late fees! 
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About Jason Price

I'm Jason Price and welcome to my personal finance blog. I'm a husband, dad, financial coach, blogger and small business owner. I'm passionate about biblical financial stewardship and doing my best to faithfully manage my finances, career, and small business.

  • http://www.consumerismcommentary.com/ Flexo

    Thanks for mentioning the Consumerism Commentary article! It’s always safe to have another job lined up before announcing your intention to quit.

    • http://www.onemoneydesign.com/ Jason Price

      You’re welcome, Flexo! Thanks for dropping by.

  • Wayne@best rewards credit card

    I was in the same situation years ago. I never knew that
    having a high credit card score could be the possible way to have my own dream house!
    I never paid attention to my corporate credit card not until I’ve read an
    article on the internet and immediately checked my credit details. I was always
    on time paying my bills so I got A+ as my score. That’s the time when they
    approved my housing loan with only a little interest. Isn’t that cool?

    • http://www.onemoneydesign.com/ Jason Price

      Wayne, very cool and great job with paying all your bills on time!

    • http://www.onemoneydesign.com/ Jason Price

      Thanks, Matt. Glad you liked it!

  • Matt Bell

    Great roundup, Jason. Thanks for including our post.

  • Ben Edwards

    Hey Jason, thanks for mentioning my post on corporate credit cards. My payment from HR finally came through and I paid off the card just in time, now I can breathe easier : )

    • http://www.onemoneydesign.com/ Jason Price

      Great to hear Ben!