Financial Fitness Tips: Mortgage Terms, A Recovering Cheapskate and More

This week I came across a quote from Dave Ramsey I felt was inspiring:

Success is a pile of failure you are standing on.

Life is full of challenges and sometimes things just don’t work out the way we plan.  That’s a given we have to accept.

However, accept those setbacks as learning opportunities.  You’ll be standing on them someday!

One Money Design Recap

FINCON12 – Financial Blogger Conference Recap - The financial blogger conference takes place every year and brings financial bloggers together across the country.  This is a recap of my recent trip to FINCON12

Should You Tithe on Small Business Income? – Many small business owners struggle with whether or not they should tithe on small business income, but there is a good answer to this challenging question…

Blogger Roundup

This week I feature some articles from some of the bloggers I met at FINCON12 -

15 Year vs 30 Year MortgageMortgage – 15 year term vs 30 (Joe Tax Payer) 15 year mortgage could be more risky for you because it can tie up a lot of monthly cash. Good ideas to explore before refinancing.

The Change In Your Pockets May Be Worth More Than You Think… (Budgets are Sexy) – A passionate story for any reader, but especially those who are into making money with silver.

The Staggering Price of Parenthood (One Smart Dollar) – Kids are expensive but there are ways for lowering the costs of raising them without crashing your budget.

Confessions of a Recovering Cheapskate (The Empowered Dollar) – An engaging story about thrift store shopping and lessons to any would-be cheapskates – kids and adults alike.

How to Become Self-Financing – (Faith and Finance) – “Sometimes cutting expenses just isn’t enough, and in those situations increasing income is the only answer.”

Articles I Liked This Week

Here are some more personal finance articles you might like  -

Best Smart Phone Plans for You (Kiplinger) – If you fit one of the profiles in this article, you may save money by signing up for one of the phone plans listed.

Managing Your 401(k) After a Layoff (Daily Finance) – “If the amount is over $5,000, you can leave it with your former employer until age 65. What you need to do is take your time and determine what makes the best sense for you.”

Your Bank Accounts: Are They Really Insured? (Yahoo Finance) – “FDIC insurance covers deposits at insured banks, including funds in the following: checking accounts, savings accounts, money market deposit accounts, certificates of deposit.”

Photo by:  PTMoney.com

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About Jason Price

I'm Jason Price and welcome to my personal finance blog. I'm a husband, dad, financial coach, blogger and small business owner. I'm passionate about biblical financial stewardship and doing my best to faithfully manage my finances, career, and small business.

  • http://www.onesmartdollar.com/ Sean @ One Smart Dollar

    Thanks a lot for the mention Jason. It was awesome meeting you last weekend.

    • http://www.onemoneydesign.com/ Jason Price

      Hey Sean, you’re welcome. Nice article! Hope to see you at FINCON13.