As usual, I’ve found a wide variety of financial fitness tips from personal finance bloggers for your weekend reading. This week’s tips include advice on why moving money around in your 401K all the time does no good, how to get cheap auto insurance and what you need to do if you get a refund back from the tax man each year.
Managing Your 401k or IRA: Does Moving Money Around Every Day Help Your Returns? (The Free Financial Advisor) – “What do you say to someone who messes with their 401k non-stop?” Great advice here on why constantly messing with your 401k and IRA won’t do you any good.
Shove it tax man (Punch Debt in the Face) – Are you in the business of making interest free loans to anyone, including the federal government? This post includes a smart tips to adjust your withholding allowances if you received a refund this past year to make sure you don’t continue paying too much in taxes.
A Little-Known Way to Get Cheaper Auto Insurance (Money Girl) – “Everyone knows veterans receive great financial benefits. But what you may not know is that children of veterans get perks too–even if they were never in the military.”
Hacking Home Depot to Save Big Bucks on Renovations (Mr. Money Mustache) – There are a number of great tips here to help you save money on your next trip to Home Depot. ”I found the department manager and with no negotiation at all, got $100 off of the door, and he agreed to throw in a replacement rolling screen unit from the same aisle.”
Is the Fear of Going Broke Keeping Your From Living? (Frugal Beautiful) – You may be better off than you think! ”Unless you can put an attainable and realistic dollar amount to your fear, you’re letting it rule your life. Most of us have never really been truly, hopelessly broke but the idea of being broke seem so scary that it guides our decisions.
Best Cash Back Credit Cards (Free Money Finance) – This is a handy page from Free Money Finance if you’re looking for a cash back credit card. He updates the page regularly. ” As long as they are used the right way, you can earn extra money using them for doing nothing different than what you’d normally do (buy stuff that’s in your budget that you can pay off each month.) “