How Kids Can Earn Money this Summer

Summer will soon be upon on us and this is the time of year that parents start thinking about helping their kids and teens make money.  The kids are interested in making extra spending money for their summer fun.  It’s also a wonderful time for parents to help their children learn responsibility and a good work ethic.  Depending on your child’s age, there are many options available to them.

Create a Plan

How Kids Can Earn MoneyFirst of all, get a plan.  How much time does your child want to devote to earning an income?  Would they like to spend 5 hours a week doing so?  Or 10?  What is reasonable for them, their age, and your household?  Also, set any parental guidelines at this point, so they are clear on what they can and cannot do.  Make yourself available to them to answer questions and guide them.

Discuss Money Management

Then discuss the question of what is going to happen to the money?  They may want to spend it all on a large ticket item, but this is an excellent time to begin teaching them basic giving and saving principles.  I would encourage each parent to have their child give 10% of their income to their congregation or a worthy cause; 10% or more would go into savings; and 80% could be spent.  This will help your child learn to begin setting parameters from a young age for their money.

Decide on Work

And last but not least, decide what type of work they would like to try.  Is there a specific area they are gifted in or enjoy doing?  Here are some ideas to get you started…some are typical and some not so typical.  (Average Age: 10-18)

  • Pet Sitting
  • Babysitting
  • House Sitting (picking up the mail and packages, watering plants, as well as checking on the house for someone who is gone)
  • Making Greeting Cards and Selling Them
  • Cleaning
  • Making cookies and selling them
  • Lawn Mowing
  • Car Washing
  • Dog Walking
  • Paper Route
  • Parent’s Helper (assisting a parent with jobs in their home)
  • Repairing Bikes (if they are good at mechanical items)
  • Running a garage sale

The main idea is to help your child begin to learn a good work ethic and teach them how to balance spending, giving, and saving from a young age.

Do you have other ideas for how kids can earn money this summer?  Please share below in the comments.

About Jocelin Boutet

Jocelin Boutet is a homeschool graduate who grew up learning finances from a young age and now passionately has her own ministry – Standing in YHVH’s Hand Ministries – with a mission of training believers how to be stronger in their walk with the Messiah and free of the world in lifestyle, finances, and relationships. As well as being a Financial Coach and Trainer, previously serving with Crown Financial Ministries, and Certificate in Biblical Studies, her personal practical experience as well as involvement on a daily basis in Christian finances gives her a unique perspective. She has been blessed to speak regularly in person as well as on the radio on God’s View on Money.

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  • Jon | Free Money Wisdom

    I made a killing mowing lawns. Another one is offering an hourly rate for painting jobs. I used to tell neighbors I’d paint at $20/hour and they had to provide the paint. Let’s just say I made a pretty little sum :)

  • Pam at MoneyTrail

    Great ideas for jobs. I was especially pleased to see that you talked about creating a plan and managing their money. If kids have a goal in mind before they start earning money, they are much less likely to “blow” the money on impulse purchases. My 14 year old is already saving for a band trip in 2012 that he has to pay for himself.

    I will definitely share this article!

  • madey

    if the kid has a special thing he or she is good at making, have them make several of it and sell them.

  • Laura

    I want a job really bad my aunt owns a business and lets me work their like stocking shelves she also owns a restaraunt and lets me work there. so if you know a relative that owns a store or restaraunt try working there.

    • A person

      Hey Laura you shouldn’t be putting how old you are that is not safe. and does your mom even know you did this? Never put your age or any other personal info on the internet. it stays there FOREVER! and i’m not joking even if you delete it some one can still find it. So be safe and never do that again.

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  • jobs for 14 year olds

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