Mint iPhone App Review - Take Control of Your Money

Since I recently wrote a comprehensive review, it only makes sense to write a Mint iPhone app review!  The Mint iPhone app is an excellent companion to, the popular free personal finance software program.  The iPhone app is also free and provides features to review your checking and credit card transactions, monthly budget, cash flow and investment balances.  Let’s dive in and take a look at some of the features.


As a nice security feature, you can create a 4 digit code when you set up the Mint iPhone app.  The security code provides extra privacy protection in case you lose your phone.  If some finds your iPhone they won’t be able to open the app and review your financial information without knowing the 4 digit code.


Mint iPhone App ReviewThe Overview page shows your total balance for accounts and any credit card debt.    You can then go to the account details and see individual account balances.   If you select your checking account, for example, you can see each transactions that have downloaded from your bank.  The set up screen provides you the ability to add or remove accounts you don’t want to see.


After you set up your budgets with, the iPhone app budget feature shows how much money you’ve spent within each budget and how much you have remaining.  Once you select a budget you can see all the individual transactions and the details such as as date, description, notes and tags.  You can also edit these details for each transaction.

Mint iPhone App Review

Cash Flow

The cash flow feature displays how much money you’ve spent by categories Mint auto assigns or you manually assign online.  It also shows all the Merchants and how much you’ve spent for each in the current month.  You can also drill into these categories and merchants to see the individual transactions and edit the details as described above in the Budget feature.


From the Overview page you can also see your investment totals for all the investments you’ve set up at   The iPhone app provides the ability to review the balances for each indivdual investment  once you  click through the Overview screen.


If you’re taking advantage of the alerts feature with you can get them all delivered to the iPhone app which is a convenient feature.  The app provides an alert inbox with different alerts color coded to quickly review the ones that are most important for you.

Final Thoughts

Overall, the Mint iPhone app provides handy information for reviewing your accounts and budgets on the go.  It’s definitely not a stand alone product so you have to sign up for a free account to do most of the set up.  But, once everything is set up, such as your budget, you can easily see remaining money for each budget category which is handy to have on the go.  The biggest drawback of the app is the inability to enter transactions.  You have to wait for them to show up in the app after they’ve posted to your checking or credit card account.

[box type="info"]Review of free money management software.  Download the Mint iPhone app.[/box] - Take Control of Your Money

Are you using the Mint iPhone app?  If so, tell us about your experience.

About Jason Price

Jason Price is a family man saved by grace, passionate about faithful financial stewardship (1 Cor 4:2 NIV), soccer and the Pacific sun.