Comments on: Mvelopes Personal Budgeting Software Features Review

By: Mvelopes Specials

Mvelopes Specials — Tue, 23 Nov 2010 20:55:36 +0000

Hey Jason, I wanted to offer any of your users a 10% discount off any of the packages and a 14 day trial to test drive the system. If anyone is interested, please go to http://www.Mvelopes.com and click “Start My Trial”. When you setup your account, just make sure to enter the promo code “10off” to get a 10% discount on any of our packages. That’s the number ten and the word “off”.

Let me know if you need any help or have any questions. Happy holidays!

By: Jason Price

Jason Price — Thu, 04 Mar 2010 21:33:24 +0000

Lakita, great question. I think you have to evaluate what helps you manage money the best. Some people would rather take out cash from the bank every month and fund physical envelopes. Personally, I like to keep it electronic. I fund my electronic envelopes by setting up a funding plan in the application for my deposits. I also drag and drop spending transactions into the envelopes versus physically spending cash out of them. A nice advantage to the electronic envelope budgeting is the abilty to run reports on all of your spending to see where you’re perhaps over or under spending each month. Also, Mvleopes bill pay wil deduct spending from envelopes; everything ties in nicely together. An advantage to physical envelopes is that you might spend less (depends on the person) when you have cash in-hand versus a check or credit card. I’m sure there are other pros and cons, but hopefully,this helps. Oh, and for more information, here is a link to my Mvelopes review which covers more about the product: http://onemoneydesign.com/mvelopes-personal-finance-software-review/

By: Lakita (PFJourney)

Lakita (PFJourney) — Thu, 04 Mar 2010 18:15:36 +0000

Jason,

What do you see as the advantages / disadvantages of using Mvelopes software vs tangible cash envelopes?