I understand from your email you are detailed oriented. So am I. However, when learning a new system such as Mvelopes you might consider setting up high level envelopes first until you get used to it. Then you can set up some lower level envelopes under a group such as housing. For example, under my housing group, I currently have electric, water, mortgage, TV, etc.

Also, I haven’t used their set up wizard. I set up my envelopes seperately. Then, I set up a funding plan. Basically, the funding plan is used to take your paychecks and automatically fund appropriate envelopes each month. When your income trasaction is displayed (after it is deposited in your checking account), you can drag and drop it into the income cash pool. The funding envelope will appear. You can decide if you want to use your funding plan, or manually fund the envelopes yourself.

Finally, you might choose to stay with your current budgeting approach for a week or so and just play around with Mvelopes. Set up just a couple of envelopes and see how it goes. You can also try to use it in parallel with your other approach or system and make sure you can track the same way. Then, Mvelopes will let you delete everything and start over. Once comfortable, you can then set up all your detailed envelopes and use it going forward with a fresh start.

Hope this helps. Definitely continue to work with the support team to answer all your questions and ask them to walk you through anything that doesn’t make sense.