It may seem like a mystery to some motorists what affects car insurance, but there is a rhyme and reason to how car insurance companies calculate your insurance rates. In fact, insurance companies most often use a mathematical algorithm to decide what rate a certain motorist should receive by entering their information into a database, [...]

When it comes to saving money on car insurance premiums, there are many options available, but the best opportunity might be when you are renewing your car insurance coverage. Insurance companies understand that they must satisfy their clients, because when it comes time to renew your policy, you always have the option to choose a [...]

It’s a chore we go through at least once a year and it always feels like time that could be better spent elsewhere, but car insurance is a legal requirement , so you might as well try to get the best deal you can. Here are 10 things to bear in mind the next time [...]

Our family takes a lot of road trips throughout the year.  We’re on the road for at least a 3 hour trip every few months since both sets of grandparents live out of town.   You can probably imagine this can add up in gasoline costs and can make travel unaffordable when the price per gallon [...]

As a reminder, I’m writing a 3 part series on budget busters.  Crown Financial Ministries defines budget busters as “areas that can result in financial disaster.”  In the introduction article, we identified the 3 largest spending areas of the budget as food, transportation and housing.  In this article, we’re going to look at 10 strategies for [...]

As most people know, the Cash for Clunkers program wrapped up recently.  Some view the program as a great success while others see it as a program that has put America deeper into the arms of debt.  The press release from the Department of Transportation touts the success of a program that stayed within budget, took fuel [...]