I came across a Crown Devotional this week that asks the simple question of who is in control of your spending. As you search around the web for spending tips most articles are written from the position of handling matters yourself. Tips include staying out of shopping malls, avoiding store ads and magazines, and even [...]
Control Spending by Asking These Questions Before You Buy
If you break down common money issues such as not having enough savings or debt, you might find the root cause to be related to the inability to control spending. Spending problems knock people off course each month. Sometimes it’s because of buying on impulse. Other times it’s because people believe they deserve to spend even when they don’t [...]
Travel Fees: Tips to Avoid Them
I don’t know what it is, but it seems like more and more companies are charging fees these days. Perhaps it’s because of the economy and companies are trying to find ways to generate more revenue to make up for lost sales. If you’ve traveled lately you know what I’m talking about. There are even [...]
Avoid the Pressure to Spend
Have you ever felt like you were pressured into spending money? Deep down you really knew you didn’t have the money to spend, but because of the situation, people around you or other factors, you ended up spending anyway. For those who are conscious spenders you know when one of these occasions is about to [...]
Summer Vacation Budgeting & Spending Tips
Summer is around the corner and many families are working on plans for summer vacations. Vacation spending, in my mind, can be similar to Christmas spending. If you’re not careful, or haven’t saved in advance, you can end up with a credit card mess to clean up. No body likes a Christmas spending hang-over and [...]
Budget busters: How to save money and control spending for housing
As a reminder, I’m writing a 3 part series on budget busters. Crown Financial Ministries defines budget busters as “areas that can result in financial disaster.” In the introductory article, we identified the 3 largest spending areas of the budget as food, automobiles and housing. In this final article of the series, we’re going to [...]
Budget Busters: Save Money On Food
As a reminder, I’m writing a 3 part series, “Budget Busters Series: Save Money on Food, Housing & Transportation.” Crown Financial Ministries defines budget busters as “areas that can result in financial disaster.” In the introduction article, we identified the 3 largest spending areas of the family budget as food, automobiles and housing. In this [...]
Budget Busters Series: Save Money on Food, Housing & Transportation
Have you ever busted your budget? In other words, have you ever had an expense so large it took a significant portion of your paycheck each month? You may have found it difficult to pay bills. Or, after paying bills, you might have not had any money left for other expenses or entertainment. Outside of [...]
Free Report: Guide to Playing the Grocery Game
While venting some frustration a few years ago with our grocery spending, our friends told us our answer to saving money and getting our grocery budget back under control was The Grocery Game. They told us how they were able to save hundreds of dollars per month on their grocery bill, but also have more [...]
20 Tips to Stop Impulse Buying & Get Spending Under Control
Impulse buying is typically buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary. It’s a product or service that taps into the customer’s emotions. Personally, I feel strongly against impulse buying because it’s one of the largest causes of consumer debt each year. There [...]
God’s Money Design
Let’s pretend we were to conduct a survey and ask the following question: Can you tell me who owns the house you live in, the car you drive and the money in your wallet or checking account? What do you think the answer would be from the majority of people? Most people would tell you [...]
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One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money.
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