Rent-to-own is a relatively uncommon form of financing for a home, but one that more Americans who have been hesitant to buy a home in the past are now noticing. Though the latest data on the housing market shows property values have been falling and will likely continue to do so, as well as the [...]
Tag Archives | Credit Score
Will Cancelling Credit Cards Hurt Your Credit Score?
Spring will soon be here, and it is an excellent time to begin “Spring Cleaning.” One of the things that I like to do is lighten my wallet which always ends up too heavy without trying. One way to do that is clean out any un-used plastic – i.e. credit cards. But should I just [...]
Don’t Lose Any Sleep Over Not Having a Good Credit Score
How many times have I checked my credit score in the last 5 years? The answer is zero. Yep, that’s right. Good or bad, it just isn’t that important to me. Dave Ramsey often jokes about how he doesn’t have a credit score; he says his score is zero. He doesn’t borrow money and doesn’t use [...]
Order Your Free Credit Report from AnnualCreditReport.com
Once a year I make it a point to look at my credit reports at annualcreditreport.com to make sure nothing out of the ordinary is on them. I realized the other day I hadn’t done this in a while so I took a look at my reports from each of the three major credit consumer reporting [...]
Welcome to One Money Design
One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money.
