The benefits of green cleaning products for your kitchen and bath are numerous. They’re safer for the environment, safer for your family, and very frugal. Homemade cleaning products cost pennies compared to commercially produced products. But do they really work? You bet! I’m tickled pink to share my 5 very frugal and favorite green cleaning [...]
Tag Archives | Frugality
How the Recession Has Affected My Family
This recession has actually improved most aspects of our lives. Tracy and I had a goal (when we married ten years ago) for her to be able to stay home with our children when we eventually had them. Even when times were good and we had two incomes coming in, we lived very frugally and [...]
Tips to Get the Most Out of Your Paycheck
My name is Danny Kofke and I am a school teacher with a family of four to raise on my salary. My wife, Tracy, is a former teacher and now stay-at-home mom to our two young daughters. Despite earning a moderate income, we have no debt except our mortgage, have a 12-month emergency fund, invest [...]
Tips to Buy Organic Foods on a Budget
Normally you don’t think of those two words in the same sentence – organic and budget, but it can be done. Living on a budget doesn’t mean I cannot make healthy life choices. It just dictates my method of making those choices. Only buy what you need. If you buy more than you can use, [...]
Frugal Family Weekend Activities
One of the things I think makes a good Saturday morning is to wake up pour a cup of coffee and spend time with family. I think it makes it even better when we don’t have any plans for the day. Planning and scheduling fills the week, but for the weekend, it’s nice to relax [...]
Welcome to One Money Design
One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money.
