Many people are highly motivated to pay down debt. Sadly, as with many goals, people lose focus and get off track rather quickly. But, there is hope! With your desire to work hard to overcome your debt obstacles coupled with these 10 tips to help you stay on track with your debt plan, you’re likely [...]
Tag Archives | Get Out of Debt
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How NOT to Get Out of Debt: Avoid These Mistakes
If you’re in debt you’ve probably feel like there is some weight you’re carrying around because of it. Your weight might not be more than $500 in credit card debt, or it might be as much as $50,000. Either way, most people realize there in some degree of servitude to a lender until that debt [...]
Spiritual Reasons to Get Out of Debt [Christian Financial Alliance]
The Christian Financial Alliance was created to help readers. The idea is this: Create a panel of biblical finance gurus. People who take seriously the call to teach the Bible accurately with grace and truth. Once a month, we post a question with a response from our panel to provide you with well-rounded, sound, biblical advice. For more on the [...]
Ask The Readers: Should You Use a Debt Settlement Company?
What advice do you have for this reader who is considering debt settlement to get out of debt? I don’t support debt settlement here at One Money Design simply because there are too many companies out there interested in taking money from people versus helping them get out of debt. I wrote an article about debt [...]
DebtGoal [SavvyMoney.com]: Debt Payoff Program
Update – DebtGoal.com is now SavvyMoney.com. We’ll be updating this post soon. Do you want to get out of debt but are having difficulty getting organized and setting up a debt payment plan? Maybe you don’t even know the total debt you owe, the interest rates, minimum payments, due dates, etc. Would you like to [...]
Are You Sending Your Children into Slavery?
Ok, ok I know my title is a little risky—shock factor, if you will. However, when you look deeply into the Old Testament language and cultural practices of the times, the connection between debt and slavery is not as far-fetched as we might think. And, if we are willing to be honest with ourselves, there [...]
Need Debt Help? Tips To Work With Debt Collectors
If you’ve missed credit card payments, or other loan payments consistently, your account may have been sent to a collection agency. Collection agencies contact debtors all the time and try to get them to pay or completely pay off the loan. Some of them are fair in their practices and some not. Many of collection agencies try [...]
How to Get Out of Debt This Year
Help! In debt! Knee deep in debt! Help! I’m drowning in debt! These words are communicated by people all over the country on a regular basis. You’d know this to be true if you listen to the Dave Ramsey show on a regular basis. People call in seeking help for their debt problems and are trying to [...]
What Are My Options to Get Out of Credit Card Debt?
Debt can be an overwhelming item on our monthly budgets. While it should take up between 0-5% of your monthly budget, I have seen families where it is 50% of their budget. You can’t survive let alone thrive in that type of scenario. So what are your options? Let’s look at the top 5 options [...]
Two Common Debt Situations and How to Overcome Them
Debt is an interesting thing in that it doesn’t always find its way into your financial situation through the overuse and abuse of credit cards. While that is a common occurrence, debt has a way to sneak into peoples’ lives sometimes in more subtle ways. Many people tend to look for quick and easy solutions to [...]
Payday Loan Pitfalls
This is a guest post from Caroline Palmer who is an associate attorney with OVLG. Caroline doesn’t advocate the use of payday loans. Rather, she advises her clients against them and hopes to provide more awareness about the pitfalls in this post. As the economic crisis continues, many people are turning to payday lenders to solve their immediate financial [...]
What the Bible Says about Money: Debt
I’m currently writing a series called “What the Bible Says about Money.” The last post was about financial stewardship. The Bible tells us that God is the owner of everything and we are responsible for managing wisely what has been entrusted to our care which includes money. It’s a big responsibility we’ve been given, but [...]
Welcome to One Money Design
One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money.
