Online savings accounts, such as the Capital One 360 (formally ING Orange Savings) are great options to consider for short-term savings needs, emergency accounts, etc. They pay better interest versus traditional brick mortar banks because they don’t require the overhead. Their services are typically limited online business, phone and email to save on costs. Overall, [...]
6 Sure-Fire Ways to Save More Money
March 7, 2013 By 5 Comments
I know there is a lot of advice on how much savings you need to have put aside, but more and more I don’t subscribe to the percentages, ranges and so forth. I just think it’s important to save and that it will always be that way. You may need to save more if you [...]
Guide to Finding the Best Children’s Savings Accounts and Teaching Children How to Save Money
February 25, 2013 By Leave a Comment
Teaching children how to save money and helping people find the best children’s savings accounts is important to me for many reasons. There are a lot of money lessons you can teach a child. For example, a parent can teach a child to spend wisely, give to a greater cause and how to earn money. [...]
Dave Ramsey’s Baby Steps and Crown Money Map Review
February 18, 2013 By 6 Comments
Do you prefer Dave Ramsey’s 7 Baby Steps or the Crown Money Map? Dave Ramsey created the Baby Steps and Crown Financial Ministries created the Money Map for prioritizing and setting financial goals. I think both are great resources that help provide focus and prevent you from diluting your efforts in trying to work on too [...]
10 Easy Ways to Save Money
January 31, 2013 By 1 Comment
When you think about saving money, it can be an exciting challenge to think of new and creative ways to keep more money in your wallet! I thought of ten easy ways to save money right off the bat – don’t spend money, don’t spend money, don’t spend money… Now, to the real ideas… 1. [...]
Why You Need an Emergency Fund
January 23, 2013 By 3 Comments
I was recently reminded of why it is so important to have an emergency fund in place and why we choose to live below our means. Tracy and I both drive older cars that are completely paid off. In fact, we have not had a car payment for over 7 years. Tracy drives a 2005 [...]
ING Direct Transformation to Capital One 360 – What Can Customers Expect?
January 19, 2013 By Leave a Comment
You may or may not have heard that Capital One bought out ING Direct February 17, 2012. On November 1, 2012 they legally became one bank. As a long time customer of the ING Orange savings account, I thought I would share what I know about this transformation. I’ve written quite a bit about ING. [...]
Financial Fitness Tips: Your Knowledge Could be a Business, Create a Savings Bill and More
January 18, 2013 By 1 Comment
Tax season is upon us and so you’ll start seeing some financial fitness tips to help you get ready. This week I published a free tax preparation guide. It provides lot’s of tips and links to articles including a tax preparation checklist, how to get organized, best tax software and more. I’m also going to start [...]
