I chuckled inside when I recently read SmartMoney’s 7 sales pitches you can’t resist (via YahooFinance). As a consumer I’ve heard all of them! Interestingly, no matter how many times you hear them, they still sound good and make you want to learn more about the deal, or visit the store. Shop today and save [...]
Tag Archives | Spending Decisions
How Much Do You Really Pay for Free Wi-Fi?
In case you don’t know, Starbucks recently stopped charging for in-store internet access. I took advantage of their free internet the other day when my internet was off-line because of a problem with our internet services provider. To be honest, it was nice to get out of the house, drive a few miles down the [...]
Is Renting Textbooks a Good Idea?
It appears one of the latest solutions to high textbook costs for the poor college student is renting them. Looking back on my college days I remember paying hundreds of dollars for text books. I always bought used when I could, but not every text was available as used book, so many times I had [...]
How to Fix My Slow Computer – DIY to Save Money
Before you shell out $60/hr to get that slow computer repaired, or pay hundreds for a new model, try a few of these tweaks to see if you can increase performance on your own. The majority of these tips are for the Windows operating system (sorry Mac and Linux fans). Defrag Your Hard Drive If [...]
20 Tips to Stop Impulse Buying & Get Spending Under Control
Impulse buying is typically buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary. It’s a product or service that taps into the customer’s emotions. Personally, I feel strongly against impulse buying because it’s one of the largest causes of consumer debt each year. There [...]
Groupon & Others Offer Collective Buying Power
One of the best ways I know to spend wisely is to learn about and take advantage of new innovative ideas. The internet is growing with an enormous amount of exciting tools to help us connect, share ideas, and leverage services that provide value to our everyday life. The Grocery Game For example, The Grocery [...]
Boycotting Products or Investments: Good Financial Stewardship?
Do you feel like you have a responsibility, based on good financial stewardship, to boycott the purchase of products provided by companies with questionable or immoral practices? There are obvious products one might choose to avoid, but should your mutual fund include stocks of companies with immoral values? A recent Crown Financial Ministries Biblical Devotional points [...]
Link Post: Christmas Budgeting and Spending Tips
I can’t tell you how many times the topic of Christmas has come up in family discussions the last few weeks. My wife has reminded me often it’s almost time to set up the Christmas tree (we traditionally do this right after Thanksgiving)! I can’t believe the Christmas season is upon us! I’m so excited, [...]
Can Money Buy Happiness?
Can you really be happier with more money? Of course not, right? Studies have shown that having more money, beyond what is required for the basic needs of life (food, clothing & shelter) don’t make us any happier. Material Pursuit I’ve caught myself in the past thinking that just another raise or bonus would provide more for [...]
Set Financial Priorities
What are your financial goals and priorities? Many people dream of debt free day, or just think about having a balanced budget tomorrow. Others have goals of paying for their children’s college education and some just want to help their children avoid the same mistakes they did. I often think about financial goals because knowing [...]
Welcome to One Money Design
One Money Design is a personal finance blog that exists to help people make progress along their journey to true financial freedom and become more generous with their time and money.
