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	<title>Comments on: Dave Ramsey Baby Steps and Crown Money Map Round Up</title>
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	<link>http://www.onemoneydesign.com/the-baby-step-and-money-map-dance-round-up/</link>
	<description>True Financial Freedom</description>
	<lastBuildDate>Wed, 08 Feb 2012 21:15:02 +0000</lastBuildDate>
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		<title>By: Erin Beaver</title>
		<link>http://www.onemoneydesign.com/the-baby-step-and-money-map-dance-round-up/comment-page-1/#comment-197997</link>
		<dc:creator>Erin Beaver</dc:creator>
		<pubDate>Fri, 22 Jul 2011 18:11:34 +0000</pubDate>
		<guid isPermaLink="false">http://onemoneydesign.com/blog/?p=1893#comment-197997</guid>
		<description>Hi Jason,

I was glad to find these posts (albeit 2 years after they were written).  You may or may not be aware of last night&#039;s kickoff of The Great Recovery (www.thegreatrecovery.com), but I&#039;m hoping that this will open up the conversation of bringing a financial ministry to my growing church.  I like that you arrived at the conclusion that both programs are good and eventually end up in the same place.

I don&#039;t know if you&#039;ve been through FPU (I think I saw in a comment that you and your wife were planning to take the course just to see what it&#039;s about), but in case you haven&#039;t or others stumble upon this blog, I just want to draw a quick line of clarification.  

The Total Money Makeover book is not a part of FPU.  Dave uses his book &quot;Financial Peace Revisited.&quot;  FPU is not the same as Dave&#039;s Baby Steps.  It includes them, yes, but the class is 13 weeks long, and there&#039;s only 7 Baby Steps, so what else is covered?  Here are the lesson titles [with my clarification in brackets]:

Lesson 1:  Super Saving  [Baby Step overview, &quot;What&#039;s an emergency?&quot; and begin &quot;Quickie Budget&quot;]
Lesson 2:  Relating with Money  [getting on same page as spouse, nerd vs. free spirit, teach your children, monthly budget meetings]
Lesson 3:  Cash Flow Planning  [creating detailed zero-based budget, using envelope system, cash-only living]
Lesson 4:  Dumping Debt [detailed info on Debt Snowball, views on credit cards]
Lesson 5:  Credit Sharks in Suits [prioritizing the &quot;four walls&quot;--clothing, food, shelter, and transportation; dealing with creditors; checking credit report]
Lesson 6:  Buyer Beware [communicate with spouse about large purchases, marketing techniques, gaining power over purchase]
Lesson 7:  Clause and Effect  [the insurance lesson]
Lesson 8:  That&#039;s Not Good Enough!  [negotiation skills to get the best value, the power of cash]
Lesson 9:  Of Mice and Mutual Funds  [the investing lesson, includes some retirement]
Lesson 10: From Fruition to Tuition  [retirement and college planning]
Lesson 11: Working in Your Strengths  [career planning, finding success in work]
Lesson 12: Real Estate and Mortgages  [what to know about buying and selling a house]
Lesson 13: The Great Misunderstanding  [financial stewardship, tithing, giving]

I just wanted to put that out there for comparison.  A quick note that Dave uses biblical principles and different verses in his instruction, though I feel like his program, while it is meant to appeal to Christians, is also set up so that he does not alienate non-believers.  My husband and I went through FPU in 2008.  We&#039;ve since moved to a new town, new church.  And now we&#039;re looking to start The Great Recovery.  And while I really like Dave&#039;s approach, I&#039;m also open to learning about Crown&#039;s.

I still don&#039;t quite understand how Crown is delivered?  Are there classes?  Or is it individual?

Thank you for taking the time to write out these comparisons.  I am continuing my research.

Erin</description>
		<content:encoded><![CDATA[<p>Hi Jason,</p>
<p>I was glad to find these posts (albeit 2 years after they were written).  You may or may not be aware of last night&#8217;s kickoff of The Great Recovery (www.thegreatrecovery.com), but I&#8217;m hoping that this will open up the conversation of bringing a financial ministry to my growing church.  I like that you arrived at the conclusion that both programs are good and eventually end up in the same place.</p>
<p>I don&#8217;t know if you&#8217;ve been through FPU (I think I saw in a comment that you and your wife were planning to take the course just to see what it&#8217;s about), but in case you haven&#8217;t or others stumble upon this blog, I just want to draw a quick line of clarification.  </p>
<p>The Total Money Makeover book is not a part of FPU.  Dave uses his book &#8220;Financial Peace Revisited.&#8221;  FPU is not the same as Dave&#8217;s Baby Steps.  It includes them, yes, but the class is 13 weeks long, and there&#8217;s only 7 Baby Steps, so what else is covered?  Here are the lesson titles [with my clarification in brackets]:</p>
<p>Lesson 1:  Super Saving  [Baby Step overview, "What's an emergency?" and begin "Quickie Budget"]<br />
Lesson 2:  Relating with Money  [getting on same page as spouse, nerd vs. free spirit, teach your children, monthly budget meetings]<br />
Lesson 3:  Cash Flow Planning  [creating detailed zero-based budget, using envelope system, cash-only living]<br />
Lesson 4:  Dumping Debt [detailed info on Debt Snowball, views on credit cards]<br />
Lesson 5:  Credit Sharks in Suits [prioritizing the "four walls"--clothing, food, shelter, and transportation; dealing with creditors; checking credit report]<br />
Lesson 6:  Buyer Beware [communicate with spouse about large purchases, marketing techniques, gaining power over purchase]<br />
Lesson 7:  Clause and Effect  [the insurance lesson]<br />
Lesson 8:  That&#8217;s Not Good Enough!  [negotiation skills to get the best value, the power of cash]<br />
Lesson 9:  Of Mice and Mutual Funds  [the investing lesson, includes some retirement]<br />
Lesson 10: From Fruition to Tuition  [retirement and college planning]<br />
Lesson 11: Working in Your Strengths  [career planning, finding success in work]<br />
Lesson 12: Real Estate and Mortgages  [what to know about buying and selling a house]<br />
Lesson 13: The Great Misunderstanding  [financial stewardship, tithing, giving]</p>
<p>I just wanted to put that out there for comparison.  A quick note that Dave uses biblical principles and different verses in his instruction, though I feel like his program, while it is meant to appeal to Christians, is also set up so that he does not alienate non-believers.  My husband and I went through FPU in 2008.  We&#8217;ve since moved to a new town, new church.  And now we&#8217;re looking to start The Great Recovery.  And while I really like Dave&#8217;s approach, I&#8217;m also open to learning about Crown&#8217;s.</p>
<p>I still don&#8217;t quite understand how Crown is delivered?  Are there classes?  Or is it individual?</p>
<p>Thank you for taking the time to write out these comparisons.  I am continuing my research.</p>
<p>Erin</p>
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